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Savings/CDs

Regular Savings Account

  • Interest bearing savings account*
  • $100.00 deposit to open
  • Minimum balance of $10.00/day of statement cycle to obtain disclosed annual percentage yield. Interest will be compounded and credited to your account each quarter. If the account is closed in the middle of a quarter, you will receive the interest that has already accrued.
  • Minimum balance of $100.00/day of statement cycle to avoid $1.50/month service charge
  • Excessive withdrawal fee of $5.00 for each withdrawal in excess of six during a month

 

Christmas Club Savings Account

  • Interest bearing savings account*
  • No better way to save for holiday shopping!
  • $5.00 deposit to open
  • A coupon book will be issued upon account opening which will be used to make regular deposits into the account.
  • Around the second week in October, a check will be issued for the full balance of the account.
  • Minimum balance of $5.00/day of statement cycle to obtain disclosed annual percentage yield. Interest will be accrued daily and credited to your account at the end of the plan year. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Christmas Club accounts are not considered transaction accounts so only deposits will be accepted. The only permissible withdrawal is a closing withdrawal. If you close your account before interest is credited, you will not receive the accrued interest.

 

Certificates of Deposit (CDs)

We offer a wide variety of CDs with terms ranging from 91 days to 5 years. See one of our customer service representatives for details and current rates.

Individual Retirement Accounts (IRAs)

We offer both Traditional and Roth IRAs. See one of our customer service representatives for details and current rates.

Safe Deposit Boxes

We have safe-deposit boxes available at all three locations in a variety of sizes. Stop by one of our locations for more details.

*interest rates subject to change at any time